1. Introduction
Expense Tracker Team ("we", "our", or "us") operates the Expense Tracker mobile application (the "App").
This Privacy Policy explains how we collect, use, disclose, and protect information when you use the App.
By using the App, you agree to the collection and use of information in accordance with this policy.
2. Information Collection
2.1 Data Stored Locally
The App is designed to prioritize your privacy. Financial data such as transactions, categories, and profile settings are stored locally on your device using SwiftData.
We do not transmit this personal financial data to our servers. Your data remains on your device unless you choose to export it (e.g., to CSV or Excel) or share it yourself.
2.2 Information Collected Automatically
Depending on how you use the App and which third-party services are active, certain information may be collected automatically, such as:
- Device information (model, operating system)
- App version and usage statistics
- Crash or diagnostic information
- Advertising-related data used to serve and measure ads
- Approximate location (for ad targeting purposes)
3. Third-Party Services
The App uses third-party services that may collect information used to identify you:
- Google AdMob: Used to serve advertisements. AdMob may collect device identifiers and usage data to personalize ads.
- Google User Messaging Platform: Used for consent and privacy messaging.
- Apple App Store: Standard analytics and platform services provided by Apple.
We recommend reviewing the privacy policies of these providers:
4. How We Use Information
We use information to:
- Operate and maintain the App
- Save and manage your financial records on your device
- Improve performance, reliability, and user experience
- Serve relevant advertisements through third-party partners
- Comply with legal obligations
5. How Your Data Is Handled
Your financial data is primarily stored locally on your device.
If you choose to export your data (e.g., generating a CSV or Excel report), the content is shared only through the action you initiate.
We do not currently provide a user account system or cloud syncing inside the App.
6. Legal Bases and Regional Rights
If you are located in a region with privacy laws that grant you specific rights (such as the EEA, UK, or certain US states), you may have rights including:
- Access to your personal data
- Correction of inaccurate data
- Deletion of certain data
- Objection to certain processing
- Withdrawal of consent where processing is based on consent
Because your financial data is stored locally, some requests may require you to manage or delete data directly from your device settings or within the App.
7. Data Retention
We retain data only as long as necessary for the purposes described in this Privacy Policy.
Locally stored data remains on your device until you delete the App, clear the data, or remove the records yourself.
Third-party providers may retain data under their own retention policies.
8. Children's Privacy
The App is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.
9. Security
We take reasonable measures designed to protect information related to the App. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
10. International Transfers
Third-party providers used by the App may process information in countries other than your own. By using the App, you understand that your information may be processed in other jurisdictions, subject to applicable law.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will update the "Last updated" date above.
12. Contact Us
If you have questions about this Privacy Policy or want to exercise applicable privacy rights, contact:
Expense Tracker Team
softwarelaboratory081@gmail.com